CDRLabs.com

i check my online creidt card statment and i found
2 charges that i didn't make
one was movielink.com and other one was from WWE PPV wtf
i use adware and spybot and scan my computer with norton comes up with no virus or keylogger hmm..

Cancel your card. Your CC company shouldn't have any problems tracking the person down, especially if they ordered PPV for themselves.

Are you sure it's not a roommate or family member?
Cancel the CC immediatly.

i am sure we don't even have cable or satellite account

Make sure you don't use Verified by Visa!!

If I saw unauthorized charges, I'd definitely cancel the card.

Edit: fixed typo.

Yup, cancel the card. Could have been compromised online, phone order or from a in-store purchase via a receipt (some stores don't block out your card number or expiration date on the printout, if you tossed it and didn't shred it, that's another way). As others mentioned, could be a friend of family member too. Something to consider.

In another life I developed fraud indentification systems, strategies and business processes for one of the largest credit card companies in the US. You'd be surprised how good the investigators are at tracking folks down. Unless its part of a professional ring, good chance they'll get nabbed if the dollar amount is high enough. FBI and Secret Service get involved with the big rings. Interesting stuff.

Though it sounds like there aren't huge amounts involved, so the credit card company will probably write it off or charge it back to the merchant. Mail Order/Online purchases favor the consumer and bank in this case.

My advice would be to contact the 3 credit bureaus in the US and put a fraud watch on your file. If the individual potentially got more personal info, they could apply for credit in your name. A fraud watch puts a flag on your file that requires the lender and in some cases the credit bureau itself to contact you if someone applies for credit with your info. Adds a step for you, but makes it much more difficult for a fraudster to tarnish your credit.

Talk to the fraud department at your CC company. They have the numbers.

Don't worry, you aren't liable for the charges.

kaga wrote:i am sure we don't even have cable or satellite account

I checked on PPV and movielink.com and they are both services for downloading video to PC,so no cable or satellite is needed.
I would also delete all CC and personal info. from all your internet browser/toolbar caches just to be sure.

Call your CC company and tell them that those two charges you did not make, then cancel and re-open another account with them. I'd also try putting a watch on your file like tazdevl mentioned.

Cancel it ASAP if you haven't already, unless it really was a family member, which seems highly unlikely based on your posts.

VEFF wrote:Cancel it ASAP if you haven't already, unless it really was a family member, which seems highly unlikely based on your posts.

my my VEFF...seems you have too much spare time on your hands
digging up ancient topics!
16 consecutive topics!!!

dodecahedron wrote:

VEFF wrote:Cancel it ASAP if you haven't already, unless it really was a family member, which seems highly unlikely based on your posts.

my my VEFF...seems you have too much spare time on your hands
digging up ancient topics!
16 consecutive topics!!!

It is one of those things I do once in a blue moon (i.e. once every year or two).
Many of those deserved to be "ressucitated" IMO.

yeah, it was funny on the Beer Garder forum index to see VEFF 16 rows running!

i guess you have powers of Necromancy too
http://www.cdrlabs.com/phpBB/viewtopic. ... 3630#83630

I talked to my Personal Financial Management Teacher today about the issue today during confrences, he said the recomendation I, and others gave was very good.

dodecahedron wrote:yeah, it was funny on the Beer Garder forum index to see VEFF 16 rows running!

i guess you have powers of Necromancy too
http://www.cdrlabs.com/phpBB/viewtopic. ... 3630#83630

I hadn't even seen that thread ironically.
I never thought of having that power, but when it comes to threads, I guess I do

yeah i cancel my CC
their send me a new one
ah they found some more charges
1 to home depot and some other places

Some Dolt stole my CC # and tried to use it in person at a store out of town, as well as online today

Fortunately my credit card company caught a discrepancy in the information, and rejected the transaction in the store.

Now the CC# is cancelled and they are setting up a new one for me.

What a hassle!!



PS - I use a credit monitoring agency so I'm gonna check to make sure my credit profile is not affected!