Nice disc drive deals, UALOneKPlus and aviationwiz. In fact, I tried to buy the Seagate. But CompUSA has a new (to me) policy of forcing you to automatically sign up for "Verified by VISA" when you use a VISA credit card (perhaps others as well).
Despite VISA's deceptive claims that this program protects you, the consumer, by giving you "reassurance that only you can use your VISA card online", it actually reduces your protection as a consumer. This program adds an extra layer of "security" which does nothing but protect VISA and the merchant with whom you are doing business. It does this by adding a mechanism by which VISA can obstensibly assure that, as they say, "only you can use your VISA card online".
What does this really mean? It means that if, through the negligence of VISA or an online merchant, a thief obtains your Verified by VISA account information, that thief will be able to charge your card and you
, not VISA or the merchant, will be liable for the full amount of the fraud. Why? Because VISA will have "proof" that it was actually you making the charges - the "Verified" by VISA information that "assures" that "only you" could have been using it.
Thus, VISA has neatly turned the tables on consumers with this Verified by VISA program, eliminating what has been until now the consumer fraud protection offered by credit cards and absolving merchants and VISA of responsibility for protecting your credit card information.
Let this serve as warning to all who read it: Verified by VISA does not protect you, it protects the merchant and VISA!
Excuse my language, but "verified" my ass!
Well, CompUSA lost a $150 purchase today, and unless they change their policy they have permanently lost a customer who regularly spends about $1000 a year on computer equipment.